Member Perspectives


“Membership with Commercial Alliance grants us access to a team of experts that we would not be able to afford on our own. It would have been daunting from a cost and knowledge standpoint to enter commercial lending without Commercial Alliance.” –Rob Bava, CEO, Community Choice Credit Union


 

“Commercial Alliance provides the expertise and infrastructure without having to duplicate the service in your own credit union.” –Jim Schram, VP of Commercial Business, Michigan Catholic Credit Union


 

“Granting a loan is only the first step in the commercial lending process. Servicing a loan throughout its life is critical in monitoring and mitigating risk, and Commercial Alliance keeps us in good standing with examiners and auditors on an annual basis.” –Ted Parsons, CEO, OMNI Community Credit Union


 
















PARTNERING WITH COMMERCIAL ALLIANCE

 

Commercial Alliance partners with credit union members to assess and mitigate business loan risks on an ongoing basis. The Commercial Alliance team serves as the extended business lending team – anticipating needs with regular reporting and recommendations; reviewing all loan requests with laser focus to protect each credit union; managing the approval process; responding in a timely manner to help service credit union members; and always available to discuss a question or concern.


All members have full access to Commercial Alliance’s services and team members:


Consulting Services
The company provides consulting services to the Member Credit Union by providing on-going training and support with regards to business loan regulations, standards, issues and requirements.

 

Underwriting Services
The company provides underwriting services to the Member Credit Union through the preparation of presentation sheets for the borrower and provides a final recommendation with regards to the proposed loan request to the Member or Affiliate Credit Union.

 

Monitoring Services
Commercial Alliance provides ongoing monitoring service for the Member Credit Unions as it relates to the various borrowers through the processing of payments, advances, tracking of required financial information and covenant compliance.

 

Participation Services
Commercial Alliance supports all types of participation loan processing. Whether a loan is shared among two or twenty Member Credit Unions, we have the experience, systems and know-how to provide superior service to not only the Member, but all participating Credit Unions as well.

 

 

Commercial Alliance has the experience, the systems and financial services know-how to act as your complete business loan resource.